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Welcome to Banks.com.au
Welcome to Banks, Australia, an independent reviewer of the Australian banking industry and its products. We offer informed opinion on all bank services provided by the banking sector.
At Banks.com.au we not only review but also rate credit cards, loans and investment products that the leading financial institutions offer.
Whether it is a credit card from a building society offering low interest rates or a rewards card offered by one of the major banks, it is reviewed here and you can compare the resulting financial outcome of our review before choosing which card's best suit your needs.
Personal Banking, Investment Banking and Business Banking products and services are reviewed in depth with product ratings.
We also provide easy to use Online Tools for you to compare the savings possible should you choose to switch from your existing bank to one that is offering a better deal for you and your business.
Times have changed. Quality service by staff at the customer service counter simply isn't enough anymore with online banking readily available at your fingertips. Interest rates and bank charges are now the deciding factor in which bank is your bank.
Banks, Australia, is an Australian owned and operated web site dedicated to being the number 1 banking resource for our visitors.
Find personal loan products, comparison charts, interest rates and online calculators to help you calculate the best personal loan for your needs ...
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Credit Cards are available for Business operators who wish to make purchases for their business or wish to charge a purchase on their card when entertaining clients ...
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Many Australian's are investing their money on the Australian Stock Exchange to secure their financial future. With the advent of the internet ...
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If you are buying, investing, refinancing or renovating, compare home loans on offer in Australia and find the best one to suit your needs ...
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Understand why your credit card application was declined
1 December 2008Credit card applications can be declined for a variety of reasons, so understanding the basic criteria is important. Learn more today before applying for a credit card... read full story
Get home renovations started sooner with a personal loan
27 November 2008If your house needs a makeover, a personal loan can help you fund it. Learn how Aussie personal loans can help... read full story
Get serious savings with the HSBC Serious Saver
26 November 2008If you want to ensure you do save, the HSBC Serious Saver might be able to help you. Find out what the HSBC Serious Saver offers to help you save... read full story
Use a personal loan on large purchases
25 November 2008In many situations, a personal loan can work better than a credit card. Find out how the Suncorp personal loan can help... read full story
Get great low rate credit card offers with the Commonwealth Bank
24 November 2008If you want a low rate credit card that can also cover you during hard times, the Commonwealth Bank Low Rate credit card offers a deal that can help. .. read full story
Calculate what is best for your financial situation with the Banks.com.au Online Calculators.
Top 5 Calculators
Equity reduction limit
The equity reduction limit puts a cap on the amount you can deduct from your home equity. Once you react this limit, you can no longer advance loan funds from your property value. The limit ranges from 50% to 80% of the value of the property, or a reduction of 50% to 20% of the home equity. The equity reduction limit is usually set by the lender, although some allow the borrower to define the cap. Equity caps keep you from overdrawing on your funds and ensure that your mortgage stays sustainable.
Featured Products
With the Aussie MasterCard you get a great low interest rate of 11.99% p.a.* on purchases and a competitive 17.99% p.a.* on cash advances. Now that's more like it.
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0% on balance transfers for 6 months as well as a low interest rate of 12.49% p.a. on purchases*. With Citibank Clear Card, the choice has never been clearer.
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